Buckling and Bowing of Ceiling Beams Allegedly Caused by Insured's Defective Roof Repairs Constitutes Covered "Property Damage"
Webster v. Acadia Ins. Co. (NH Oct. 17, 2007)
Court holds insurer obligated to defend insured against claim for damages resulting from roof repairs. Court found complaint alleged claims beyond insured’s defective roof replacement, to include buckling, bowing, lateral movement, and separation of ceiling beams from building frame, that were direct result of insured’s work. The damages represented actual damage to property separate and distinct from insured’s own work product.
