National Insurance Law Forum

National Insurance Law Forum

Published By The Attorneys of the National Insurance Law Forum

Tag Archives: insurance litigation

Perspectives on the ALI Restatement: The Plain Meaning Rule or Presumption?

Posted in Liability Coverage, News
The American Law Institute (ALI) voted to approve the Restatement of the Law of Liability Insurance (Restatement) at its annual meeting on Tuesday, May 22, 2018, with sections of the Restatement being debated until the final vote.[1] The debate had resulted in many different drafts of the Restatement, with the Council of Advisors to the… Continue Reading

Obstacles to Class Actions on Insurance Matters

Posted in Bad Faith/Extra Contractual
Typically class actions and claims for insurance bad faith do not mix. This is for the simple reason that insurance bad faith actions usually involve individualized facts, individualized policies and separate claims handling. Uniform claims, therefore, are less prevalent in insurance bad faith, and thus less likely to satisfy the class action requirements under Civil Rule 23(a) of numerosity, commonality, typicality and adequate representation. However, class actions can nevertheless play a role in insurance bad faith claims and insurance coverage cases.… Continue Reading